Funeral Costs & Consumer Rights Guide — FTC Funeral Rule Basics

Practical Funeral Guide

Funeral costs, price lists and consumer rights in the United States

Funeral decisions can be emotional and time-sensitive. This page helps readers ask clear price questions and use official FTC consumer resources before choosing services.

FTC Funeral RuleGeneral Price ListCompare costsNo funeral sales

Your Price-Information Rights

The FTC Funeral Rule says funeral homes must give consumers a General Price List when they visit, listing the items and services offered and their costs. The FTC also publishes a funeral costs and pricing checklist to help families compare costs.

Independent site

recentobituaries.info/ is not a funeral home, cremation provider, cemetery or insurance seller. We do not arrange services or take funeral payments.

Questions to Ask Before Paying

  • Can I have the General Price List before selecting services?
  • Which services are required by law and which are optional?
  • What is included in the basic services fee?
  • Are cash-advance items marked up or passed through at cost?
  • Can I use an outside casket or urn?
  • What are the total charges for direct cremation, immediate burial, memorial service or full funeral service?
  • Will you provide an itemized statement before payment?

Common Cost Categories

CategoryWhat it usually meansReader action
Basic services feeFuneral director/staff overhead and coordination.Ask what is included and whether it is non-declinable.
Transfer/removalMoving the body from place of death to funeral home.Ask mileage and after-hours charges.
Embalming/preparationBody preparation services.Ask when it is required and when it is optional.
Viewing/visitationUse of facilities and staff for viewing.Compare with church/home/venue options.
Casket/urnMerchandise selected by family.Ask about outside casket/urn acceptance.
Cash advancesFlowers, clergy, cemetery, obituary, permits.Ask if the provider charges a service fee.

Obituary Publication Costs

Some newspapers charge by line, word, photo or publication date. Funeral homes may include a basic website obituary at no extra charge, but newspaper placement, printed programs, photo videos or livestream services may be separate. Always ask for written pricing before approving publication or add-ons.